An Experienced Denver Bankruptcy Lawyer Can Help You Decide
If you are considering dipping into your 401k or IRA to pay mortgage or credit card debt, stop. Your creditors cannot touch money in these accounts. If things are bad enough that you have to risk your future security to get out of overwhelming debt, talk to an experienced attorney who can help you determine whether you should file for bankruptcy.
At the Denver law firm of Greenwald & Hammond, we can answer the question, "should I file for bankruptcy?" in a free consultation. We will not try to convince you to file for bankruptcy if it is not the best option for dealing with your debt. Contact us today for honest answers and knowledgeable advice.
Should I File Chapter 7 or Chapter 13 Bankruptcy?
If you are currently working and you have sufficient income to pay some of your monthly debts, you may be eligible to file under Chapter 13. On the other hand, if you are out of work due to a layoff, injury or medical condition and you are facing mounting bills and growing credit card debt, Chapter 7 bankruptcy may offer you the real debt relief you need.
So much depends on the specifics of your circumstances and the answers to important questions, such as:
- How much is your total debt?
- Have you ever filed bankruptcy before?
- Can you afford to keep your house?
- When is your foreclosure date?
- How far behind on your mortgage are you?
- What assets do you have that need protection?
During your free consultation, an experienced attorney at Greenwald & Hammond will help you focus on the big picture. You don't have to come prepared with every bill, bank statement or notice from your creditors. Our goal in the first consultation is to get a good idea as to your situation so we can help you determine if you should file for bankruptcy or pursue another option like debt negotiation or a workout plan.
Contact Us Today
To get the straightforward answers you need in order to make an informed decision as to whether you should file for bankruptcy, please contact the Denver offices of Greenwald & Hammond. We serve clients in Aurora and throughout the Denver Metro Area.
