Colorado Lawyers Fighting Creditor Harassment
The Fair Debt Collection Practices Act (FDCPA) grants consumers specific rights and restricts the actions that creditors and debt collectors can take. If you feel you have been the victim of creditor harassment or unfair debt collection practices, it is vitally important to consult an experienced attorney who can protect your rights and punish the offenders.
At the Denver law firm of Greenwald & Hammond, our lawyers have the knowledge and skill to identify creditor harassment or wrongdoing and aggressively defend you against threats, misrepresentations and other violations of federal law, including:
False Representations
- Any misrepresentation of the amount of debt you owe or the legal status of that debt
- Any statement that suggests that nonpayment will result in arrest or imprisonment
- Any threat to seize your assets or garnish your wages, unless such an action is lawful AND the creditor or debt collection agency actually intends to follow through
- Any suggestion that the debt collector is an attorney (if they are not) or that paperwork sent to you is a legal document (if it is not)
Unfair Debt Collection Practices
- Collecting any interest, fees or expenses unless these are specifically granted in your contract with the creditor
- Suggesting that you pay by a postdated check
- Threatening to take your personal property
- Calling your neighbors or employer to discuss your debt
- Using obscenity and threatening language
- Harassing you by phone or e-mail
From our offices in Denver, we serve clients in metro area communities like Aurora and beyond. When you contact us for a free consultation, we can help you quickly identify whether or not a creditor or debt collection agency has broken the law. If they have and you choose to hire us, we can step in immediately to stop the harassing phone calls and deceptive letters. We will deal with the creditors and collectors so that you no longer have to. Creditor harassment will stop.
